Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

SME referral scheme for investors

Refer businesses requiring finance (SMEs) to our platform and get compensated if they get listed on our site for funding. 

Get £500 when you introduce each SME that gets listed on our site for funding. 

Both new and current registered investors on our platform are directly eligible to be part of our new SME referral scheme. To obtain £500 when you introduce an SME to our site, you would need to complete the following steps:

  • Introduce a business that requires finance (SME) to apply for funding on our site using our quick online application form here.  
  • Send us a message on the platform messaging system with the name of the company and its director. 
  • A referral fee of £500 per SME will be deposited in your investor account with Qardus if the SME gets listed on our site for funding. 

No referral fees apply if the SME applies for additional funding on our platform. 

As a reminder a business (SME) must:

  1. Be a Limited Liability Company with UK registered shareholders
  2. Have a minimum of 3 years' trading history (start up's are not eligible)
  3. Operates in sector deemed Sharia-compliant (See Funding FAQs)
  4. Have stable cash flows
Eligible businesses (SMEs) may obtain unsecured business finance (from £50k to £500k) on our site. 

Learn more about our SME eligibility criteria here and in our Funding FAQs!


How it works

To avoid confusion, a new or current registered investor who refers a business that requires finance (SME) to our platform gets compensated with a referral fee of £500 if the business gets listed on our site for funding. The referral fee will be deposited in their investor account with Qardus. 

No referral fees apply if the SME applies for additional funding on our platform. 

Remember your referral fee has the potential to earn a return as well when you invest it in offers on the platform!

Please read the full offer and risk information before deciding to invest.

To demonstrate the impact of introducing an SME and investing the referral fee in an offer on our platform, here is a table for AYP Healthcare Ltd, a 36 month investment with a Total Projected Return of 10.53% p.a.

View example:

1 SME
3 SMEs
5 SMEs
SME Referral Fee
£500
Earn a potential return on this:
Projected Return:
31.59%
Total Return (£)
£158
SME Fee + Return (£)
£658
SME Referral Fee
£1,500
Earn a potential return on this:
Projected Return:
31.59%
Total Return (£)
£473.9
SME Fee + Return (£)
£1,973.9
SME Referral Fee
£2,500
Earn a potential return on this:
Projected Return:
31.59%
Total Return (£)
£789.8
SME Fee + Return (£)
£3,289.8